| Your Privacy is Important to Us |
You provide important information about yourself to a variety of businesses and organizations. The same is true when you do
business with SoundBank. You’re asked to provide us with certain personal information that helps us give you better service and
complete your transactions more effectively.
We work diligently to safeguard the information you give to us. In fact, we developed the following policies to ensure your
confidentiality and maintain your confidence in SoundBank. These policies detail the strict standards we have in place. For this
reason we ask that you please read the following information carefully. |
| |
| Notice of Your Financial Privacy Rights |
We, our, and us, when used in this notice, mean SoundBank
|
| |
| This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following type of customers: |
- Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as:
- Deposit account
- Loan account
- Safe deposit box
- Self-directed Individual Retirement Account
- Mortgage brokerage services
- Former Customers
|
| We will tell you the sources of the information we collect on our customers. We will tell you what measures we take to secure
that information. We first define some terms. |
Nonpublic personal information means information about you that we collect in connection with providing a financial
product or service to you. Nonpublic personal information does not include information that is available from public sources,
such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic
personal information as defined in this section.
An affiliate is a company we own or control, a company that own or controls us, or a company that is owned or controlled
by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough
to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as
nonaffiliated third party, or simply, an “other party”.
|
| |
| The Information that We Collect |
| We collect nonpublic personal information about you from the following sources: |
- Information you give us on applications or other forms;
- At the customer’s request.
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
|
| The Confidentiality, Security and Integrity of Your Information |
| We restrict access to information about you to those employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural safeguards to protect this information. |
| |
| Your Information and Other Parties |
| We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this
might include disclosures necessary to service your account or prevent unauthorized transaction. |
| |
| Information About Former Customers |
| We have the same policy about disclosing information abut former customers as we do about current customers. |
| |
| Authorized Sharing - Joint Marketing |
| We may disclose the following information to other financial institutions with whom we have joint marketing agreements: |
- Information you give us on an application or other forms, such as:
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You
do not have a right to opt out of the disclosure of this information. |
| |
| State Limitations |
AL, AK, CA, ID and VT - We will not share this information about customers who reside in Alabama, Alaska, California, Idaho
or Vermont.
MA, MS and NJ - We will not share any information derived from deposit relationships with us about customers who reside in
Massachusetts, Mississippi or New Jersey.
IL - We will not share any information derived from deposit
relationships with us about customers who reside in Illinois. |
| |
| Types of Businesses |
| We may disclose information pursuant to joint marketing agreements to the following types of businesses. |
- Financial service providers such as:
- Mortgage brokerage
- Securities broker-dealers
- Insurance services
- Investment services
- Property and casualty insurers
|
| Reasons for Disclosing |
| We may disclose information about you to other financial institutions with whom we have joint marketing agreements to provide
you with information about additional products and services. |
| |
| Your Information and Outside Marketing Services - Future Changes |
| In the future, we may disclose information about you to outside marketing services, even though we are not doing so now. Here
are the kinds of information we may disclose to these services: |
- Information you give us on an application or other forms, such as:
You may not opt out of the disclosure of this information. |
| |
| Types of Outside Marketers |
| We may disclose information about you in the future to the following types of outside marketers: |
- Service providers that perform marketing services for us, such as:
|
| Reasons For Disclosure |
| In the future we may disclose information about you to companies that perform marketing services on our behalf to provide you
with information about additional products and services. |
